Personal finance, simplified
Take control of your money withSpendWise
Track income and expenses, set budgets, hit savings goals, and forecast your future — all in one beautiful dashboard.
No credit card required · Free plan available
Income
€2,500
Expenses
€1,184
Remaining
€1,316
Safe to spend
€892
Features
Everything you need to master your budget
Powerful tools for everyday money management, without the complexity.
Smart Budgets
Set category limits, track spending in real time, and get alerts before you overspend.
Savings Goals
Define targets, watch your progress, and stay motivated to reach what matters.
Reports & Export
Monthly summaries, category breakdowns, and CSV/PDF export for taxes or planning.
Cash Flow Forecast
See your projected end-of-month balance based on current spending habits.
AI Insights
Health scores, spending trends, and personalized recommendations at a glance.
Product
A dashboard you'll actually enjoy using
Clean, fast, and designed for clarity — on desktop and mobile.
Income
€2,500
Expenses
€1,184
Remaining
€1,316
Safe to spend
€892
Dashboard overview with KPIs and charts
Financial Health
€1,316
€26.98
€892
Apr 2026
AI insights and financial health score
Why SpendWise?
Built for people who want control without complexity.
Privacy first
Your data stays yours. Manual entry and CSV import — no bank login required.
Simple & fast
Add expenses in seconds. Clear categories. No overwhelming spreadsheets.
Actionable insights
Know where your money goes and what to improve each month.
EN & DE ready
Full English and German support for users across Europe.
Loved by budget-conscious users
See what people are saying about SpendWise.
“Finally a budget app that doesn't feel overwhelming. I set my goals and actually stick to them.”
“The forecast and subscription tracker saved me from overspending three months in a row.”
“Clean UI, dark mode, and reports I can export for my accountant. Exactly what I needed.”
Frequently asked questions
Quick answers to common questions.
Where is my data stored?+
Your data is stored securely in your own database. SpendWise does not sell your financial information to third parties.
Is SpendWise really free?+
Yes. The Free plan includes budgeting, goals, reports, and core dashboard features at no cost.
Do I need to connect my bank?+
No. SpendWise supports manual entry and CSV import. Bank sync is planned for the Pro plan.
Can I export my data?+
Yes. Export expenses and reports to CSV or PDF anytime from the Reports page.
Simple, transparent pricing
Start free. Upgrade when you need more.
Free
Perfect for personal budgeting
€0 / month
- ✓Unlimited expenses & income
- ✓Budgets & savings goals
- ✓Reports & CSV export
- ✓Dashboard & forecasts
- ✓EN / DE language support
Pro
For power users and couples
€9 / month
- ✓Everything in Free
- ✓Bank account sync
- ✓Shared household budgets
- ✓Advanced AI insights
- ✓Priority support
Ready to spend wiser?
Join SpendWise today and take the first step toward financial clarity.